The state government of Uttar Pradesh has also initiated several schemes in support and aid to the farmers. In all these, the most important would be the “Karj Mafi List up Yojana,” known by most as the “Loan Waiver Scheme.” It aims to alleviate harassed farmers who are made to undergo this ordeal under the burden of debts. This Loan Waiver List or Karj Mafi List is the comfort that is being offered by the government towards the farmers who have raised loans for crops but are unable to return due to a number of reasons.
So, In this article, we will provide full information regarding “Karj Mafi List up ” depicting how you can find within the list, the welfare this scheme is offering, and how this scheme is being implemented in society.
What is the Loan Waiver Scheme?
This refers to the Karj Mafi List up scheme by the government, in which it would waive off the loans borrowed by farmers from banks. A key agenda behind launching this scheme is to reduce financial stress on their minds and encourage them toward agricultural activities. Its focus lies on small and marginal farmers of UP.
Key Goals of the Karj Mafi List up Scheme
- Support to farmers: Support to farmers who are in a serious financial crisis.
- Reduced Farmer Suicides: To not allow farmer suicide in the name of debts.
- Promotion of Agriculture: To promote agriculture by relieving such huge loan burdens from farmers.
- Empowerment of Rural Economy: To enable the financial soundness of the farmers and strengthen the rural economy.
How to Check the Karj Mafi List up?
If you are a farmer in Uttar Pradesh and want to check whether your name is available on the loan waiver list or not, check it by reading the following steps listed here:
- Official Website The first step is to visit the official website of the Uttar Pradesh Agriculture Department, which is found at upkisankarjrahat.upsdc.gov.in.
- Loan Waiver Scheme Option Now, you will see an option such as “Loan Waiver Scheme” on the home page. Click on it.
- Select your district and tehsil Next, you will have to select your district and tehsil
- you can check the list by putting in your name or bank account number.
- Look at the List All the information is to be filled in and then click on the “Search” button. If your name appears in the list it will appear on the computer screen.
Advantages of Loan Waiver Scheme
The following are the advantages given to the farmers under the loan waiver scheme of the government:
- Debt Relief: It provides relief to the farmers who get heavy debt burdened.
- Financial Relief: This helps a farmer to get out of the financial crisis.
- Next Crop Cycle Support: This scheme ensures that it gives monetary assistance to the farmer for the next crop cycle.
- Waves Off Interest: The interest of old loans is also waved off.
- Relationship with the Government Schemes: This scheme motivates the farmers to avail themselves of other government schemes as well.
Important Information Table Of Karj Mafi List up
| Description | Details |
| Scheme Name | Loan Waiver Scheme Uttar Pradesh |
| Applicable For | Small and Marginal Farmers |
| Official Website | upkisankarjrahat.upsdc.gov.in |
| Implementation Year | 2017 |
| Scheme Objective | Loans are being waived off with farmers |
| Toll-Free Number | 1800-180-1551 |
Common Problems with Karj Mafi List up and Their Solutions
| Problem | Solution |
| Website Not Working | Check your internet connection and try again after sometime |
| Name Not on the List | Visit the closest office of the Agriculture Department |
| OTP Not Received | Re-check your mobile number with the network. |
FAQs
Q1: Will all farmers benefit under the Loan Waiver Scheme?
Answer: No, the scheme is only for small and marginal farmers.
Q2: Is there a facility available on the mobile phone to check?
Answer: You can check the list by surfing the website on your mobile phone.
Q3: What to do if the name does not appear in the list?
Answer: You should be aware of it from the nearest Agriculture Department office.
Conclusion
This Loan Waiver Scheme by Uttar Pradesh government is indeed a great initiative for all those farmers who are much indebted. It helps these farmers overcome not only financial burdens but also encourages them to invest in better techniques of farming. As such, the article below presents you with all the information required by you relating to Loan Waiver List Uttar Pradesh.
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